Several years ago voters in California passed Proposition 213 (also known as Prop 213) that says uninsured motorists are not allowed to collect damages for pain and suffering even if the other party is at fault. It can be a bit complicated and confusing. LA Injury Group would like to help clear up some of the misconceptions by letting you know how Prop 213 may affect you.
At its core Prop 213 only affects the uninsured driver of the vehicle, but not the passengers. If you were a passenger in a vehicle driven by an uninsured motorist you can still collect pain and suffering damages. In effect, passengers in cars are unaffected by the law. Uninsured drivers, however, do fall under the Prop 213 umbrella.
If you are an uninsured driver who is involved in an accident there are some things you need to know. Uninsured drivers involved in an accident can still collect damages for damaged property as well as medical bill and other medical expenses. You simply can’t collect pain and suffering damages. The best way to protect yourself from Prop 213 is to always make certain that you carry at least the minimum liability insurance required by law.
If you have been involved in car accident that involves an uninsured motorist, or if you have been injured in any way please contact LA Injury Group right away for your 100% free consultation.